I raised two daughters on everything I knew about money at the time — work hard, avoid debt, save what you can. They're in their late twenties now. Smart, capable, hardworking. And they're not sure they'll ever be able to buy a home.

I didn't fail them by being irresponsible. I failed them by only teaching the rules — never the purpose behind them.

Now I'm raising Odie. And everything is different. Not because I have more money — because I finally understand what it's for.

That's why we built Ody's Treasure Tales. Not to teach kids financial literacy. To give them what most adults were never given: a reason that makes the rules worth following.

— Jody & Ody